<?xml version="1.0" encoding="UTF-8" ?>
<?xml-stylesheet type="text/xsl" href="https://connect.bcbstx.com/cfs-file/__key/system/syndication/rss.xsl" media="screen"?><rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:atom="http://www.w3.org/2005/Atom"><channel><title>Blogs</title><link>https://connect.bcbstx.com/understanding-benefits/b/weblog</link><description>Get your Texas health insurance coverage explained by our experts. We&amp;#39;ll also give you advice and tips to handle a variety of issues you may encounter.</description><dc:language>en-US</dc:language><generator>Telligent Community 12</generator><lastBuildDate>Fri, 10 Apr 2026 18:52:00 GMT</lastBuildDate><atom:link rel="self" type="application/rss+xml" href="https://connect.bcbstx.com/understanding-benefits/b/weblog" /><item><title>You and Your Doctor:  Working Together to Keep You Healthy</title><link>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/work-together-with-doctor</link><pubDate>Fri, 10 Apr 2026 18:52:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:0a5b0fda-5206-4408-a0bd-3b33f85bb9e3</guid><dc:creator>BCBSTX Connect Team</dc:creator><slash:comments>1</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbstx.com/understanding-benefits/b/weblog/rsscomments?WeblogPostID=957</wfw:commentRss><comments>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/work-together-with-doctor#comments</comments><description>When you need medical care, do you have a doctor you can call?&amp;nbsp;If not, find a doctor you can call your own. Don&amp;rsquo;t wait&amp;nbsp;until you&amp;rsquo;re sick to become a patient.&amp;nbsp;
If you have an HMO* or POS** plan, you&amp;rsquo;ll need to find a p...(&lt;a href="https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/work-together-with-doctor"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbstx.com/aggbug?PostID=957&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Primary%2bCare%2bProvider">Primary Care Provider</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Doctor%2bPatient%2bRelationship">Doctor Patient Relationship</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Find%2ba%2bDoctor">Find a Doctor</category></item><item><title>Breast Pumps Can Help Make Breastfeeding Easier</title><link>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/breast-pumps</link><pubDate>Thu, 09 Apr 2026 18:22:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:ba728b4f-1ab7-45f4-92cb-73a10e78e952</guid><dc:creator>BCBSTX Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbstx.com/understanding-benefits/b/weblog/rsscomments?WeblogPostID=1358</wfw:commentRss><comments>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/breast-pumps#comments</comments><description>&lt;a title="/espanol/b/tucobertura/posts/los-extractores-de-leche" href="https://connect.bcbstx.com/espanol/b/tucobertura/posts/los-extractores-de-leche"&gt;&lt;/a&gt;Nourishing your newborn baby is one of the most important things you&amp;rsquo;ll do as a parent. Breastfeeding is a popular option for many parents &amp;mdash; and for good reasons. Breast milk provides ideal nutrition that supports a baby&amp;rsquo;s growth an...(&lt;a href="https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/breast-pumps"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbstx.com/aggbug?PostID=1358&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Women_1920_s%2bHealth">Women’s Health</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Pregnancy">Pregnancy</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Infant%2bCare">Infant Care</category></item><item><title>Unlock Savings on Health Care</title><link>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/how-to-save-money</link><pubDate>Thu, 02 Apr 2026 19:08:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:00ffb0bd-619c-42c9-b449-e45c9693bf01</guid><dc:creator>BCBSTX Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbstx.com/understanding-benefits/b/weblog/rsscomments?WeblogPostID=1328</wfw:commentRss><comments>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/how-to-save-money#comments</comments><description>No one likes to pay for health care. But we need health care to help us stay healthy, manage health conditions and get care when we need it most. Health insurance protects us from the financial burden of unexpected medical costs.
There are a few ways...(&lt;a href="https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/how-to-save-money"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbstx.com/aggbug?PostID=1328&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Prescriptions">Prescriptions</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Member%2bRewards">Member Rewards</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Blue365">Blue365</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Save%2bMoney">Save Money</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Provider%2bFinder">Provider Finder</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Health%2bCare%2bCosts">Health Care Costs</category></item><item><title>Need an Explanation of Your Explanation of Benefits?</title><link>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/an-explanation-of-your-explanation-of-benefits-eob</link><pubDate>Thu, 02 Apr 2026 12:16:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:b0be7c27-496a-4c4e-a318-ed0fe701464a</guid><dc:creator>BCBSTX Connect Team</dc:creator><slash:comments>4</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbstx.com/understanding-benefits/b/weblog/rsscomments?WeblogPostID=74</wfw:commentRss><comments>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/an-explanation-of-your-explanation-of-benefits-eob#comments</comments><description>&lt;a href="https://connect.bcbstx.com/espanol/b/tucobertura/posts/una-explicacion-de-tus-beneficios-eob"&gt;&lt;/a&gt;
You&amp;rsquo;ve been to the doctor and paid your copay. How are you going to know when your claim is filed and finalized? Simple&amp;nbsp;&amp;mdash;&amp;nbsp;you&amp;#39;ll get your Explanation of Benefits (EOB). Your EOB will break down the services you received, the co...(&lt;a href="https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/an-explanation-of-your-explanation-of-benefits-eob"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbstx.com/aggbug?PostID=74&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/How%2bHealth%2bInsurance%2bWorks">How Health Insurance Works</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Member%2bClaims">Member Claims</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Explanation%2bof%2bBenefits">Explanation of Benefits</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Health%2bCare%2bCosts">Health Care Costs</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Insurance%2bBasics">Insurance Basics</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Understanding%2bInsurance">Understanding Insurance</category></item><item><title>8 Things You Should Know About Deductibles</title><link>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/8-things-deductibles</link><pubDate>Thu, 02 Apr 2026 09:32:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:691a7e95-7ca2-48b0-9bc5-cebf7396b1f5</guid><dc:creator>BCBSTX Connect Team</dc:creator><slash:comments>4</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbstx.com/understanding-benefits/b/weblog/rsscomments?WeblogPostID=1045</wfw:commentRss><comments>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/8-things-deductibles#comments</comments><description>&lt;a title="/espanol/b/tucobertura/posts/ocho-aspectos-deducibles" href="https://connect.bcbstx.com/espanol/b/tucobertura/posts/ocho-aspectos-deducibles"&gt;&lt;/a&gt;
Health plans can seem complicated. It helps to know what questions to ask and where to find the information you need.
Take deductibles, for example. They&amp;rsquo;re important to your pocketbook, but do you know how they work? To get you started, here ...(&lt;a href="https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/8-things-deductibles"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbstx.com/aggbug?PostID=1045&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Deductibles">Deductibles</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Health%2bCare%2bCosts">Health Care Costs</category></item><item><title>What Is a Health Insurance Claim?</title><link>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/claims-everything-you-need-to-know</link><pubDate>Mon, 23 Mar 2026 09:00:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:16268d7d-49fb-4157-8546-75979fc2913d</guid><dc:creator>BCBSTX Connect Team</dc:creator><slash:comments>10</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbstx.com/understanding-benefits/b/weblog/rsscomments?WeblogPostID=124</wfw:commentRss><comments>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/claims-everything-you-need-to-know#comments</comments><description>We&amp;rsquo;ve all done it. Shown or uploaded our member ID card when filling out insurance forms in the doctor&amp;rsquo;s office or through an online portal. Your doctor&amp;rsquo;s office needs these details so they can file a claim.
A claim is a bill your d...(&lt;a href="https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/claims-everything-you-need-to-know"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbstx.com/aggbug?PostID=124&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Medical%2bClaims">Medical Claims</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Blue%2bAccess%2bfor%2bMembers">Blue Access for Members</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Explanation%2bof%2bBenefits">Explanation of Benefits</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Insurance%2bBasics">Insurance Basics</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Understanding%2bInsurance">Understanding Insurance</category></item><item><title>How to Choose Health Care Coverage</title><link>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/choose-coverage</link><pubDate>Fri, 20 Mar 2026 11:00:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:907a50fe-b8a1-42ed-9e46-3a7588df20bc</guid><dc:creator>BCBSTX Connect Team</dc:creator><slash:comments>2</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbstx.com/understanding-benefits/b/weblog/rsscomments?WeblogPostID=926</wfw:commentRss><comments>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/choose-coverage#comments</comments><description>&lt;a title="Lee esto en Espa&amp;ntilde;ol" href="https://connect.bcbstx.com/espanol/b/seguroparati/posts/como-elegir-una-cobertura-medica"&gt;&lt;/a&gt;
As you get ready to buy health care coverage, here are a few things to think about before you decide on a plan that works for you and your family.
Do You Qualify for Assistance or Special Enrollment?
Whether you&amp;rsquo;re buying for the first time or...(&lt;a href="https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/choose-coverage"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbstx.com/aggbug?PostID=926&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Getting%2bHealth%2bInsurance">Getting Health Insurance</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Buy%2bHealth%2bInsurance">Buy Health Insurance</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Open%2bEnrollment">Open Enrollment</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Individual%2band%2bFamily%2bCoverage">Individual and Family Coverage</category></item><item><title>Manage Your Stress with Our Self-Management Programs</title><link>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/self-management-programs-managing-your-stress</link><pubDate>Thu, 19 Mar 2026 15:02:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:5cc6394e-5c2c-4b45-9f6e-1e845d96ae96</guid><dc:creator>BCBSTX Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbstx.com/understanding-benefits/b/weblog/rsscomments?WeblogPostID=841</wfw:commentRss><comments>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/self-management-programs-managing-your-stress#comments</comments><description>Stress can happen to anyone. It comes in many different forms and from different areas of your life. Too much work? Not enough &amp;ldquo;me-time?&amp;rdquo; Problems with a loved one or friend.
Sometimes, stress can be overwhelming. When it is, your body of...(&lt;a href="https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/self-management-programs-managing-your-stress"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbstx.com/aggbug?PostID=841&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Using%2bHealth%2bInsurance">Using Health Insurance</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Well%2bonTarget">Well onTarget</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Stress">Stress</category></item><item><title>Beware of Health Insurance Phone Scams</title><link>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/beware-of-health-insurance-sales-phone-scam</link><pubDate>Thu, 19 Mar 2026 06:42:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:26b13df4-c204-451a-a109-f37c52e7899a</guid><dc:creator>BCBSTX Connect Team</dc:creator><slash:comments>4</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbstx.com/understanding-benefits/b/weblog/rsscomments?WeblogPostID=819</wfw:commentRss><comments>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/beware-of-health-insurance-sales-phone-scam#comments</comments><description>&lt;a title="Lee esto en Espa&amp;ntilde;ol" href="https://connect.bcbstx.com/espanol/b/tucobertura/posts/cuidate-de-las-estafas-por-medio-de-llamadas-telefonicas"&gt;&lt;/a&gt;Some Blue Cross and Blue Shield of Texas members have been targeted by phone scammers. There are two types of scam calls that members should be aware of.
The first type of scam call is known as &amp;quot;spoofing.&amp;quot;
Spoofing happens when someone fakes the iden...(&lt;a href="https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/beware-of-health-insurance-sales-phone-scam"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbstx.com/aggbug?PostID=819&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Health%2bInsurance%2bScams">Health Insurance Scams</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Notifications">Notifications</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Phone%2bscams">Phone scams</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Insurance%2bBasics">Insurance Basics</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Understanding%2bInsurance">Understanding Insurance</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Fraud">Fraud</category></item><item><title>Beware of the Costs of Freestanding ERs</title><link>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/beware-the-costs-of-freestanding-ers</link><pubDate>Fri, 13 Mar 2026 12:15:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:348ce552-5626-4334-8587-07c4a4fe3155</guid><dc:creator>BCBSTX Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbstx.com/understanding-benefits/b/weblog/rsscomments?WeblogPostID=320</wfw:commentRss><comments>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/beware-the-costs-of-freestanding-ers#comments</comments><description>When you or a family member gets sick or hurt, chances are good it will happen when your doctor&amp;#39;s office is closed.
In the heat of the moment, you may head to an after-hours care facility closest to you. Makes sense, right? In reality, where you go f...(&lt;a href="https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/beware-the-costs-of-freestanding-ers"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbstx.com/aggbug?PostID=320&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Emergency%2bCare">Emergency Care</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Where%2bYou%2bGo%2bMatters">Where You Go Matters</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/In%2bthe%2bTX%2bCommunity">In the TX Community</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Public%2bHealth">Public Health</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Compare%2bCosts">Compare Costs</category></item><item><title>How to Use Your Digital Member ID Card</title><link>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/digital-member-id-card</link><pubDate>Tue, 03 Mar 2026 11:52:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:ab38592f-2bf3-4847-a0d5-267b5c03bc56</guid><dc:creator>BCBSTX Connect Team</dc:creator><slash:comments>15</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbstx.com/understanding-benefits/b/weblog/rsscomments?WeblogPostID=1116</wfw:commentRss><comments>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/digital-member-id-card#comments</comments><description>&lt;a title="Lee esto en Espa&amp;ntilde;ol" href="https://connect.bcbstx.com/espanol/b/tucobertura/posts/tarjeta-de-asegurado-digital"&gt;&lt;/a&gt;
Your phone does a lot more than text and make calls these days. It&amp;rsquo;s a safe place to keep important parts of your life. You can store photos of people you love and use it to pay for things. You can also use it to see your health insurance bene...(&lt;a href="https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/digital-member-id-card"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbstx.com/aggbug?PostID=1116&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Health%2bInsurance%2bTools">Health Insurance Tools</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Blue%2bAccess%2bfor%2bMembers">Blue Access for Members</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/BCBS%2bApp">BCBS App</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/ID%2bcard">ID card</category></item><item><title>The Help You Need to Navigate Your Health Plan</title><link>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/help-center</link><pubDate>Fri, 27 Feb 2026 19:09:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:22b725ae-b964-46b9-844d-dcf4b06a91ea</guid><dc:creator>BCBSTX Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbstx.com/understanding-benefits/b/weblog/rsscomments?WeblogPostID=1412</wfw:commentRss><comments>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/help-center#comments</comments><description>&lt;a title="/espanol/b/tucobertura/posts/centro-de-ayuda" href="https://connect.bcbstx.com/espanol/b/tucobertura/posts/centro-de-ayuda"&gt;&lt;/a&gt;Insurance can be confusing. We&amp;rsquo;re here to help. Our &lt;a title="Help Center" href="https://www.bcbstx.com/help-center"&gt;Help Center&lt;/a&gt; can help you find the answers you need to use your benefits and get answers to key questions.
Get Help in One Handy Place
Bookmark the &lt;a title="Help Center" href="https://www.bcbstx.com/help-center"&gt;Help Center&lt;/a&gt;&amp;nbsp;and visit often for quick, e...(&lt;a href="https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/help-center"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbstx.com/aggbug?PostID=1412&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Network%2bProviders">Network Providers</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Insurance%2bBasics">Insurance Basics</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Understanding%2bInsurance">Understanding Insurance</category></item><item><title>Learn About Prescription Costs</title><link>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/drug-costs</link><pubDate>Fri, 27 Feb 2026 08:34:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:e1397498-78c4-4c3d-a201-522da72cbd0c</guid><dc:creator>BCBSTX Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbstx.com/understanding-benefits/b/weblog/rsscomments?WeblogPostID=923</wfw:commentRss><comments>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/drug-costs#comments</comments><description>&lt;a title="Lee esto en Espa&amp;ntilde;ol" href="https://connect.bcbstx.com/espanol/b/tucobertura/posts/precio-recetas-medicas"&gt;&lt;/a&gt;There are many things to know when it comes to getting the medicine you need. How much will it cost? Is there one that will work just as well but cost less? Does it matter where I go to get my prescription filled?
And these are just a few. We have so...(&lt;a href="https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/drug-costs"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbstx.com/aggbug?PostID=923&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Prescriptions">Prescriptions</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Save%2bMoney">Save Money</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Generic">Generic</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Drug%2bList">Drug List</category></item><item><title>What Is a Premium Tax Credit for Health Insurance?</title><link>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/premium-tax-credit</link><pubDate>Wed, 25 Feb 2026 12:54:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:a8fcc015-c5af-4465-98e8-7bc37811bca4</guid><dc:creator>BCBSTX Connect Team</dc:creator><slash:comments>2</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbstx.com/understanding-benefits/b/weblog/rsscomments?WeblogPostID=120</wfw:commentRss><comments>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/premium-tax-credit#comments</comments><description>A premium tax credit is a form of financial assistance. It helps with the cost of buying health insurance. Before you enroll in a new plan, check to see if you qualify for a tax credit.
Who Is Eligible?
Premium tax credits are for individuals and fam...(&lt;a href="https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/premium-tax-credit"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbstx.com/aggbug?PostID=120&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Health%2bCare%2bCosts">Health Care Costs</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Understanding%2bInsurance">Understanding Insurance</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Premium%2bTax%2bCredit">Premium Tax Credit</category></item><item><title>Everything You Need to Know About Health Savings and Flexible Spending Accounts</title><link>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/health-savings-accounts-and-flexible-spending-accounts</link><pubDate>Wed, 11 Feb 2026 12:24:00 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:6af3b2b9-0fb3-4bcf-88ac-9bd58acd6a46</guid><dc:creator>BCBSTX Connect Team</dc:creator><slash:comments>0</slash:comments><wfw:commentRss xmlns:wfw="http://wellformedweb.org/CommentAPI/">https://connect.bcbstx.com/understanding-benefits/b/weblog/rsscomments?WeblogPostID=437</wfw:commentRss><comments>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/health-savings-accounts-and-flexible-spending-accounts#comments</comments><description>Along with acronyms for preferred provider organizations (PPOs) and health maintenance organizations (HMOs), add two more to your list. Both can help you pay doctor bills and save money.
Health savings accounts (HSAs) and flexible spending accounts (...(&lt;a href="https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/health-savings-accounts-and-flexible-spending-accounts"&gt;read more&lt;/a&gt;)&lt;img src="https://connect.bcbstx.com/aggbug?PostID=437&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/consumer%2bdriven%2bhealth%2bplans">consumer driven health plans</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Benefits%2band%2bCoverage">Benefits and Coverage</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/PPO">PPO</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Flexible%2bSpending%2bAccount">Flexible Spending Account</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/health%2bsavings%2baccount">health savings account</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Health%2bCare%2bCosts">Health Care Costs</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/HMO%2bInsurance">HMO Insurance</category><category domain="https://connect.bcbstx.com/understanding-benefits/b/weblog/archive/tags/Understanding%2bInsurance">Understanding Insurance</category></item></channel></rss>