<?xml-stylesheet type="text/xsl" href="https://connect.bcbstx.com/cfs-file/__key/system/syndication/rss.xsl" media="screen"?><rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" xmlns:wfw="http://wellformedweb.org/CommentAPI/"><channel><title>Blogs - All Comments</title><link>/understanding-benefits/b/weblog</link><description>Get your Texas health insurance coverage explained by our experts. We&amp;#39;ll also give you advice and tips to handle a variety of issues you may encounter.</description><dc:language>en-US</dc:language><generator>Telligent Community 12</generator><item><title>RE: Beware of Health Insurance Phone Scams</title><link>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/beware-of-health-insurance-sales-phone-scam</link><pubDate>Tue, 21 Jan 2025 07:50:18 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:26b13df4-c204-451a-a109-f37c52e7899a</guid><dc:creator>Eddiecollier</dc:creator><slash:comments>0</slash:comments><description>&lt;p&gt;&lt;span&gt;It&amp;#39;s crucial to stay vigilant against these scams, especially when callers impersonate trusted organizations like Blue Cross and Blue Shield. Always verify any unusual calls asking for personal information. While we&amp;rsquo;re on the topic of protecting our digital lives, I recently enjoyed playing the &lt;a href="https://pacman30thanniversary.io"&gt;Pacman 30th Anniversary&lt;/a&gt; game. It&amp;rsquo;s a great reminder of the importance of keeping our defenses strong, just like Pacman dodges ghosts! Stay safe, everyone!&lt;/span&gt;&lt;/p&gt;&lt;img src="https://connect.bcbstx.com/aggbug?PostID=819&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description></item><item><title>RE: Beware of Health Insurance Phone Scams</title><link>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/beware-of-health-insurance-sales-phone-scam</link><pubDate>Mon, 11 Nov 2024 02:07:27 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:26b13df4-c204-451a-a109-f37c52e7899a</guid><dc:creator>odddill</dc:creator><slash:comments>0</slash:comments><description>&lt;div class="flex max-w-full flex-col flex-grow"&gt;
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&lt;p&gt;Es alarmante ver c&amp;oacute;mo los estafadores siguen encontrando maneras de enga&amp;ntilde;ar a las personas, especialmente usando t&amp;aacute;cticas como el &amp;quot;spoofing&amp;quot; para aparentar ser Blue Cross and Blue Shield. Es fundamental que todos estemos alertas y no compartamos informaci&amp;oacute;n personal o financiera en llamadas sospechosas. Recuerden, BCBSTX no realiza llamadas automatizadas de ventas ni solicita datos sensibles de esta manera. Ante cualquier duda, mejor comunicarse directamente con el n&amp;uacute;mero en su tarjeta de miembro. Mantenerse informado es la mejor defensa contra el fraude.&lt;/p&gt;
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&lt;div class="flex items-center pb-0" style="text-align:right;"&gt;&lt;span class="overflow-hidden text-clip whitespace-nowrap text-sm"&gt;&lt;/span&gt;&lt;a href="https://snow-rider.io/" rel="noopener noreferrer" target="_blank"&gt;Snow Rider&lt;/a&gt;&lt;/div&gt;
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&lt;/div&gt;&lt;img src="https://connect.bcbstx.com/aggbug?PostID=819&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description></item><item><title>RE: Beware of Health Insurance Phone Scams</title><link>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/beware-of-health-insurance-sales-phone-scam</link><pubDate>Fri, 25 Oct 2024 09:36:55 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:26b13df4-c204-451a-a109-f37c52e7899a</guid><dc:creator>Cortez12</dc:creator><slash:comments>0</slash:comments><description>&lt;p&gt;It&amp;#39;s concerning to hear that Blue Cross and Blue Shield of Texas members are facing scam calls. Staying vigilant is crucial, much like maintaining focus while playing the &lt;a href="https://slopegame.lol/"&gt;Slope game&lt;/a&gt;, where one misstep can lead to disaster. Just as players must navigate carefully to avoid obstacles.&lt;/p&gt;&lt;img src="https://connect.bcbstx.com/aggbug?PostID=819&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description></item><item><title>RE: HIPAA: What More Do You Need to Know?</title><link>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/hipaa-what-more-do-you-need-to-know</link><pubDate>Wed, 21 Aug 2024 17:47:29 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:798d4b9b-cf20-4e32-8004-9216a640b2a1</guid><dc:creator>TaylorBlair</dc:creator><slash:comments>0</slash:comments><description>&lt;p&gt;While most are familiar with its basic requirements, understanding its nuances can further enhance compliance. For example, exploring topics such as data security measures and breach notification protocols is vital. To gain a deeper insight into managing business-related tasks and assignments, consider checking out resources on business management assignments at &lt;a href="https://essays.edubirdie.com/business-management-assignment"&gt;https://essays.edubirdie.com/business-management-assignment&lt;/a&gt; , which can provide valuable strategies for handling complex regulations and requirements effectively.&lt;/p&gt;&lt;img src="https://connect.bcbstx.com/aggbug?PostID=418&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description></item><item><title>RE: Plan Year Ending Soon? Make the Most of It</title><link>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/make-most-of-plan-year-end</link><pubDate>Mon, 19 Aug 2024 11:33:50 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:6daa6fa4-68a3-4cc2-b740-1eb0d5835e47</guid><dc:creator>leonardbrit</dc:creator><slash:comments>0</slash:comments><description>&lt;div class="flex max-w-full flex-col flex-grow"&gt;
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&lt;p&gt;This essay service has been fantastic for managing my workload. The quality of the papers is consistently excellent, and they always deliver on time, even under tight deadlines. It&amp;rsquo;s been a real relief during busy periods: &lt;span&gt;&lt;a class="in-cell-link" href="https://payforessay.net/" rel="noopener noreferrer" target="_blank"&gt;&lt;/a&gt;&lt;a class="in-cell-link" href="https://payforessay.net/" rel="noopener noreferrer" target="_blank"&gt;https://payforessay.net/&lt;/a&gt;&lt;/span&gt;. If you need dependable and professional writing help, this service is definitely worth considering.&lt;/p&gt;
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&lt;/div&gt;&lt;img src="https://connect.bcbstx.com/aggbug?PostID=911&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description></item><item><title>RE: Plan Year Ending Soon? Make the Most of It</title><link>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/make-most-of-plan-year-end</link><pubDate>Mon, 19 Aug 2024 11:33:32 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:6daa6fa4-68a3-4cc2-b740-1eb0d5835e47</guid><dc:creator>leonardbrit</dc:creator><slash:comments>0</slash:comments><description>&lt;p&gt;that a point&lt;/p&gt;&lt;img src="https://connect.bcbstx.com/aggbug?PostID=911&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description></item><item><title>RE: The Cost of Health Care</title><link>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/welcome-to-the-cost-of-care-series</link><pubDate>Sat, 17 Aug 2024 21:03:08 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:9dc3464f-96bb-4618-a990-ebe365bf7bb7</guid><dc:creator>dana kramer</dc:creator><slash:comments>0</slash:comments><description>&lt;p&gt;How do I get my insurance card&lt;/p&gt;&lt;img src="https://connect.bcbstx.com/aggbug?PostID=465&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description></item><item><title>RE: Saving Money Is Simple with Blue365</title><link>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/what-s-the-deal-blue365-deals-explained</link><pubDate>Mon, 05 Aug 2024 17:47:11 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:8b02238a-aff4-4a71-8e9d-dd81ec3258fc</guid><dc:creator>miketir028</dc:creator><slash:comments>0</slash:comments><description>&lt;p&gt;Cool, I&amp;#39;ve been looking for ways to make the most out of my health plan, and discovering Blue365 Deals has been a game changer. It&amp;#39;s amazing how these discounts can help save on everyday wellness products.&amp;nbsp;If we are talking about the&amp;nbsp;great deals, I recently found a site that offers list of best&amp;nbsp;&lt;a href="https://onlinecasinomanitoba.com/online-slots/"&gt;online slots in Manitoba&lt;/a&gt; that adds a bit of fun to my leisure time. Combining wellness savings with some entertainment is just perfect.&lt;/p&gt;&lt;img src="https://connect.bcbstx.com/aggbug?PostID=175&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description></item><item><title>RE: Preventive Care or Medical Care? Learn the Difference</title><link>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/preventive-or-medical</link><pubDate>Mon, 05 Aug 2024 09:51:37 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:85eaadfa-d45a-4b98-a551-39276627435c</guid><dc:creator>miketir028</dc:creator><slash:comments>0</slash:comments><description>&lt;div class="flex-1 overflow-hidden"&gt;
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&lt;p&gt;It is hard to manage&amp;nbsp;the differences between preventive and medical care can be tricky, especially when managing college responsibilities on top of everything else. I recently realized how important it is to stay on top of preventive care, even though I&amp;#39;ve been struggling with my college work. While looking for ways to manage both, I found some useful insights on &lt;a href="https://www.linkedin.com/pulse/paperial-review-2024-your-helping-hand-academic-success-mysupergeek-96tae/?trackingId=SCpkFvQoSmiS8mKLTuTppw%3D%3D"&gt;linkedin&lt;/a&gt;&amp;nbsp;that might help if you&amp;#39;re also searching for reliable academic resources. Staying healthy and on top of schoolwork can be challenging, but having the right resources makes a big difference.&lt;/p&gt;
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&lt;/div&gt;&lt;img src="https://connect.bcbstx.com/aggbug?PostID=945&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description></item><item><title>RE: Preventive Care or Medical Care? Learn the Difference</title><link>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/preventive-or-medical</link><pubDate>Mon, 05 Aug 2024 09:50:36 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:85eaadfa-d45a-4b98-a551-39276627435c</guid><dc:creator>miketir028</dc:creator><slash:comments>0</slash:comments><description>&lt;p&gt;Thanks!&lt;/p&gt;&lt;img src="https://connect.bcbstx.com/aggbug?PostID=945&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description></item><item><title>RE: 5 Reasons a Claim May Be Denied</title><link>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/reasons-claim-denied</link><pubDate>Wed, 31 Jul 2024 22:23:21 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:e7e14367-ee71-452a-97fa-d1220e37f0d0</guid><dc:creator>Apoind1</dc:creator><slash:comments>0</slash:comments><description>&lt;p&gt;My back Dr. wants me on the onl FDA approved osteopenia reversal med before I can undergo a lower lumbar surgery.&amp;nbsp; &amp;nbsp;He asked that my PCP make the request for that med on behalf of his surgery pre-requisites.&amp;nbsp; &amp;nbsp;She did so, but med insurance was denied, saying that I had not tried any other meds first (yet it does not have the ability to regenerate bone).&amp;nbsp; &amp;nbsp;She requested another med (less costly) and they denied that, saying that I had to have tried oral meds (which does not have the ability to regenerate bone).&amp;nbsp; I have been in pain for over 2 years.&amp;nbsp; My surgeon can not do the surgery without some level of bone regeneration.&amp;nbsp;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;I feel like this is a big breakdown in communication, but after 6 months of trying to get medication, I have nothing approved by insurance. Why can&amp;#39;t the Dr, Surgeon and Insurance company actually talk?&amp;nbsp; I have been nursing this pharmacy request along since February, and it is now August.&amp;nbsp;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;Every day is painful.&amp;nbsp; I walk bent over, like a 90 year old.&amp;nbsp;&amp;nbsp;&lt;/span&gt;&lt;span&gt;&amp;nbsp;But I can&amp;#39;t get medicine to prep for surgery.&amp;nbsp; &amp;nbsp;What is the best way to rectify so that I can significantly reduce the time to get my bones in shape?&amp;nbsp; I want to walk straight up again.&amp;nbsp;&lt;/span&gt;&lt;/p&gt;&lt;img src="https://connect.bcbstx.com/aggbug?PostID=1025&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description></item><item><title>RE: Prior Authorization: What You Need to Know</title><link>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/prior-authorization-what-you-need-to-know</link><pubDate>Wed, 31 Jul 2024 14:10:01 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:af6242f9-0d16-47ba-9829-1054dac70967</guid><dc:creator>tpence82</dc:creator><slash:comments>0</slash:comments><description>&lt;p&gt;&lt;span&gt;Why even have this here when BCBS is just going to keep repeating send us a pm. That said, if you are one of them who comes HERE to ask a pla&lt;/span&gt;&lt;span&gt;n-specific question HERE, as if BCBS TX offers ONE single plan&amp;nbsp;&lt;/span&gt;[emoticon:79b09143209a47198626541757c5862f]&lt;span&gt;,&amp;nbsp;&lt;/span&gt;&lt;span&gt;&amp;nbsp;you&amp;#39;re an idiot.&lt;/span&gt;&lt;/p&gt;&lt;img src="https://connect.bcbstx.com/aggbug?PostID=180&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description></item><item><title>RE: Compare Health Care Costs</title><link>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/estimate-costs-and-find-doctors-hospitals-with-provider-finder</link><pubDate>Fri, 14 Jun 2024 02:46:16 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:63a7884c-2912-4e2a-9537-56b16df9d57d</guid><dc:creator>calvertbrown</dc:creator><slash:comments>1</slash:comments><description>&lt;p&gt;Are these the costs billed by the providers to BCBS or the actual amounts paid by BCBS to the providers?&lt;/p&gt;&lt;img src="https://connect.bcbstx.com/aggbug?PostID=201&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description></item><item><title>RE: 5 Reasons a Claim May Be Denied</title><link>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/reasons-claim-denied</link><pubDate>Mon, 10 Jun 2024 15:25:48 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:e7e14367-ee71-452a-97fa-d1220e37f0d0</guid><dc:creator>Gerardo Villeda</dc:creator><slash:comments>0</slash:comments><description>&lt;p&gt;My wife has had a million issues recently when submitting claims. Apparently her first name &amp;quot;MARIA DEL CARMEN&amp;quot; is too long and many of her claims bounce and the process to solve the issues has taken, in some instances, over a year. Is there a way to define an ALIAS (like CARMEN) that could help fix this problem?&amp;nbsp;&lt;/p&gt;&lt;img src="https://connect.bcbstx.com/aggbug?PostID=1025&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description></item><item><title>RE: Plan Year Ending Soon? Make the Most of It</title><link>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/make-most-of-plan-year-end</link><pubDate>Thu, 06 Jun 2024 15:24:18 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:6daa6fa4-68a3-4cc2-b740-1eb0d5835e47</guid><dc:creator>leonardbrit</dc:creator><slash:comments>0</slash:comments><description>&lt;p&gt;good point&lt;/p&gt;&lt;img src="https://connect.bcbstx.com/aggbug?PostID=911&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description></item></channel></rss>