RE: 8 Things You Should Know About Deductibles

rcarlisle99 — Mon, 24 Jan 2022 15:50:38 GMT

This year the Spending total in regards to deductible is not matching my copay total and the new website makes it difficult to understand why. I've added up all the total cost of medical charges before the discounts and that is very close to the amount showing as the reduction from the $3k deductible for my plan. The first explaining is that the EOB What you pay the provider amount does not account what for what the provider may bill me. That seems new. In previous years I could justify the falling deductible total by adding up all my co-pays on the way to meeting the deductible and the two amounts tracked with each other. Strange behavior. I wish the spending and claims areas were just big databases showing tallies and totals behind the mysterious numbers posted in claims and spending. It is bad form to leave finances "behind the curtain" as it is now.

RE: 8 Things You Should Know About Deductibles

namboru — Fri, 17 Sep 2021 22:26:51 GMT

thank you so much for the explanation.

RE: 8 Things You Should Know About Deductibles

jmccarty3 — Wed, 14 Oct 2020 01:44:58 GMT

You state that "Insurance companies negotiate their rates with providers." In most cases, insurance companies dictate their rates to providers. There is no negotiation involved. Your statement is misleading.