/understanding-benefits/b/weblog/posts/what-is-a-deductibleWhen it comes to paying for your health insurance there are three main parts: Your deductible, your coinsurance and your monthly premium. Your health insurance deductible is the amount you must pay before the health plan starts paying for your covereen-USTelligent Community 12https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/what-is-a-deductibleThu, 30 Apr 2020 16:21:32 GMT6e104328-2028-43b6-bb31-8401437dc51f:7913682e-a40a-48fd-93a6-bf6e19f152aanwel0<p>A new employer is offering a plan with a $3000 individual deductible and a $9000 family deductible. &nbsp;If it is only my spouse and myself do we have a $3000 penalty for being a family and have to pay $9000 in deductibles. &nbsp;Or is the total deductible $6000? &nbsp;This makes or breaks whether or not my spouse switches to BCBS.</p><img src="https://connect.bcbstx.com/aggbug?PostID=110&AppID=5&AppType=Weblog&ContentType=0" width="1" height="1">https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/what-is-a-deductibleFri, 15 Dec 2017 17:16:58 GMT6e104328-2028-43b6-bb31-8401437dc51f:7913682e-a40a-48fd-93a6-bf6e19f152aaBCBSTX Connect Team0<p>Hi Lizett, You can contact our sales department at 888-731-0383 to get information on our available plans and their costs. ~ Kayla</p> <img src="https://connect.bcbstx.com/aggbug?PostID=110&AppID=5&AppType=Weblog&ContentType=0" width="1" height="1">https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/what-is-a-deductibleThu, 14 Dec 2017 22:29:09 GMT6e104328-2028-43b6-bb31-8401437dc51f:7913682e-a40a-48fd-93a6-bf6e19f152aaLizett Maldonado0<p>Hello, I urgently need to speak to someone that can clear my doubts. My family and I need health insurance. How can I see the coverage and costs?</p> <img src="https://connect.bcbstx.com/aggbug?PostID=110&AppID=5&AppType=Weblog&ContentType=0" width="1" height="1">