/understanding-benefits/b/weblog/posts/what-is-a-copayment-and-how-is-it-determinedWhile premiums go toward the total cost of the care you receive, health care costs add up to more than your premiums cover. To keep premiums lower, plans typically have a deductible that you pay if you get care. A deductible is the amount you have toen-USTelligent Community 12https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/what-is-a-copayment-and-how-is-it-determinedThu, 18 May 2023 15:50:11 GMT6e104328-2028-43b6-bb31-8401437dc51f:55d4ec1a-842f-41e6-9529-a4535521b7a9Glenda10120<ol> <li>Im paying a lot w my insurance and i still have to pay too much when i see the doctor, its not helping us members, its just discouraging.&nbsp;</li> </ol><img src="https://connect.bcbstx.com/aggbug?PostID=363&AppID=5&AppType=Weblog&ContentType=0" width="1" height="1">https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/what-is-a-copayment-and-how-is-it-determinedSat, 26 Mar 2022 13:40:00 GMT6e104328-2028-43b6-bb31-8401437dc51f:55d4ec1a-842f-41e6-9529-a4535521b7a9Valerie Delano 1<p>Does my copay go towards my total out of pocket cost.&nbsp;</p><img src="https://connect.bcbstx.com/aggbug?PostID=363&AppID=5&AppType=Weblog&ContentType=0" width="1" height="1">