<?xml-stylesheet type="text/xsl" href="https://connect.bcbstx.com/cfs-file/__key/system/syndication/rss.xsl" media="screen"?><rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" xmlns:wfw="http://wellformedweb.org/CommentAPI/"><channel><title>How to Choose Health Care Coverage</title><link>/understanding-benefits/b/weblog/posts/choose-coverage</link><description>As you get ready to buy health care coverage, here are a few things to think about before you decide on a plan that works for you and your family.
Do You Qualify for Assistance or Special Enrollment?
Whether you&amp;rsquo;re buying for the first time or...</description><dc:language>en-US</dc:language><generator>Telligent Community 12</generator><item><title>RE: How to Choose Health Care Coverage</title><link>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/choose-coverage</link><pubDate>Mon, 13 Sep 2021 23:59:04 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:907a50fe-b8a1-42ed-9e46-3a7588df20bc</guid><dc:creator>mariavelmarios</dc:creator><slash:comments>0</slash:comments><description>&lt;p&gt;Good evening,&amp;nbsp;as an ex-employee of ECISD, I was covered by BCBS, and never had to pay regular fees at the doctor&amp;#39;s office; all we ever had to pay was the copay; I went to the doctor for a follow up last week, and had to pay about $132.00&amp;#39;s or so, and was told that my husband and I have to meet our deductible first!&amp;nbsp; We&amp;#39;ve never done that and usually paid the deductibles through the lab/X-Ray fees.&amp;nbsp; I retired on May 31, 2021, and just started the new coverage through TRS-Care on September 01, 2021, so does this mean that our year will always start on September 01, 2021, and end on September 30, 2022 - with the deductible starting again at that time?&amp;nbsp; One last question is, what is our copay for both health and pharmacy using in-network and out-of-network?&amp;nbsp; Thank you, any questions you can answer will be a big help.&amp;nbsp;&lt;/p&gt;&lt;img src="https://connect.bcbstx.com/aggbug?PostID=926&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description></item><item><title>RE: How to Choose Health Care Coverage</title><link>https://connect.bcbstx.com/understanding-benefits/b/weblog/posts/choose-coverage</link><pubDate>Wed, 09 Jun 2021 21:28:55 GMT</pubDate><guid isPermaLink="false">6e104328-2028-43b6-bb31-8401437dc51f:907a50fe-b8a1-42ed-9e46-3a7588df20bc</guid><dc:creator>awhite</dc:creator><slash:comments>0</slash:comments><description>&lt;p&gt;my member, I wasnt able to pay the premium and my policy cancelled.&amp;nbsp; can you tell me how I can apply for coverage again&lt;/p&gt;&lt;img src="https://connect.bcbstx.com/aggbug?PostID=926&amp;AppID=5&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</description></item></channel></rss>