Join our mailing list to receive helpful information.
* Required Field
Every year around this time, we are surrounded by words and phrases that go hand-in-hand with the weather and events on our calendars. Harvest, carnival, greeting cards, holidays and health plans…did I lose you on that last one? Health Plans? Whether you’ve made the naughty or nice list this year, “open enrollment” is a term heard often this time of year and it’s for everybody to enjoy! If you aren’t already familiar with what open enrollment is or why it exists, we’ve got you covered. Now that the window for choosing and changing coverage is rapidly approaching, we’ve prepared a list of things to keep in mind before shopping, as well as how to choose the right plan for you, and what to do once you’ve made your selection.
Before You Buy  Set a budget. This includes determining if your family is eligible for financial assistance.  Gather information about your household.
While You’re Shopping  Write down all of the doctors your family uses and check them against the potential plan’s provider network.  Compile a list of all of the prescription drugs your family takes on a regular basis, then check how they are covered on the plans you are considering.  Decide when you need your plan to begin. Enrolling by December 15 guarantees your plan will start January 1.
After You’ve Enrolled  Make sure you pay your first premium; otherwise the plan doesn’t go into effect. Pay your bill the way that’s most convenient for you.  Get familiar with your coverage. Once your plan is active, log into Blue Access for Members to print a temporary ID card, find a doctor or hospital in your plan’s network, review your benefits, and more.
While you’re getting into the swing of things this autumn and winter season, don’t forget about protecting your health by enrolling in a health plan this open enrollment. The window is open from November 1, 2018 – December 15, 2018, so while you’re working on crafting those New Year’s resolutions , get a head start on getting covered!
Last Updated: 9/25/2018
CLICK HERE if you are ready to shop for an insurance plan.
SIGN IN to share your comments or REGISTER today to become a Connect member.
A Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association. © Copyright 2019 Health Care Service Corporation. All Rights Reserved.
Telligent is an operating division of Verint Americas, Inc., an independent company that provides and hosts an online community platform for blogging and access to social media for Blue Cross and Blue Shield of Texas.
File is in portable document format (PDF). To view this file, you may need to install a PDF reader program. Most PDF readers are a free download. One option is Adobe® Reader® which has a built-in screen reader. Other Adobe accessibility tools and information can be downloaded at http://access.adobe.com.