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You may be thinking, “I don’t need health insurance. I never go to the doctor.” What you should be thinking is, “I need health insurance ASAP!”
Why is buying health insurance a good idea?
Let’s see what would happen if you don’t have insurance and due to a minor accident, you have to take your kid to the ER. Kids being kids… rushing them to the ER is something that can happen more often than we’d like.
Your son is outside playing with friends when you hear a scream. You run out and see him sitting on the sidewalk holding his ankle, crying, “It hurts!” Immediately, you decide to bring him to the ER. Worried about his ankle being broken, who has time to think how much this will cost? But, the cost will come up sooner or later, so it’s best to know now. Let’s look at what this accident might cost you.
If it’s a serious break, or he’s sick, the doctors may want to admit your son. The costs just keep adding up.
Can you afford to pay for the visit to the ER or for the hospital stay? There’s a good chance the answer is no, and even if you can, do you want to? With the right health insurance plan, you can protect yourself from most of these and other types of medical bills. Without insurance, you could wipe out your savings and even go into debt.
There’s a plus … Most new health plans cover preventive care (such as cancer screenings and shots) and yearly wellness exams with no out-of-pocket costs, as long as you go to a doctor in your health plan's network. So in the end, you don’t need to put off going to the doctor in fear of the bill. And, here’s the EXTRA PLUS: the doctor is more likely to catch health problems earlier. With health insurance you can get the care you need. You’ll have a network of doctors and hospitals to go to. No need to ignore signs that something might be wrong or hope it will go away. You can go to a doctor or a nurse right away.
This means that by investing in a health care plan, you also get to take advantage of lower health care costs year-round!
”I need health care”
We know you’re on the same page now. Remember, that broken ankle was pretty expensive. With access to affordable health insurance you get preventive care and a network of doctors, specialists, and hospitals too. Search our health plans to get started!
1:Blue Cross and Blue Shield of Massachusetts2:Healthcare.gov
Last Updated: 10/26/2018
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