Are annual physicals covered in a calendar year or every 365 days?

Need to know how to proceed with seeking a sports physical for my daughter, but her last well check was within 365 days. The doctor asked me to check with insurance.

Parents
  • You’re right to double-check, because insurance can be oddly specific about whether they follow a calendar year or a strict 365-day cycle for well checks and sports physicals. Some plans allow a sports physical to be billed separately if it’s tied to school or athletics, while others count it as part of the annual preventive exam and won’t cover another until the exact 365 days have passed.

Reply
  • You’re right to double-check, because insurance can be oddly specific about whether they follow a calendar year or a strict 365-day cycle for well checks and sports physicals. Some plans allow a sports physical to be billed separately if it’s tied to school or athletics, while others count it as part of the annual preventive exam and won’t cover another until the exact 365 days have passed.

Children
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