Frequently Asked Questions

Answers to questions
we get asked the most.


Log in to our community to ask questions, rate articles, comment and more.


Home » Questions And Answers » Insurance - TRS or ERS???

Insurance - TRS or ERS???

bevmcmill02

I am retired ERS of TEXAS.  Get insurance and pay for my husband who will be 65 in October 2016.  I am now working at UT but didn't sign up for health insurance...leaving my insurance with current ERS.  Which should I use?  UT has Airrosti which I love.  ERS does not.  How to compare?  ERS doesn't know about TRS and TRS doesn't know about ERS.  I have visited and sent emails/letters.  

ERS seems to have cheaper payments once my husband hits 65.  I will retire before hitting 10 years at UT so will use ERS insurance for life (as I am currently doing).

Should I switch to my current employer?  Stay with ERS?  What about my husband?

  • 0
    Hello, We cannot recommend which insurance plan you should take. You may wish to speak to the human resources departments for both plans that are available to you and have them explain their plans to you and then compare that information.

    If you are interested in an individual plan for your husband, one separate from the plans that are available to you, you can call our sales department at 855-604-1515 and they can explain the available plans and help you find one that best works for your husband's needs. ~ Kayla

Blue Cross and Blue Shield of Texas, a Division of Health Care Service Corporation,
a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association

© Copyright 2025 Health Care Service Corporation. All Rights Reserved.

Telligent is an operating division of Verint Americas, Inc., an independent company that provides and hosts an online community platform for blogging and access to social media for Blue Cross and Blue Shield of Texas.

leaving site icon File is in portable document format (PDF). To view this file, you may need to install a PDF reader program. Most PDF readers are a free download. One option is Adobe® Reader® which has a built-in screen reader. Other Adobe accessibility tools and information can be downloaded at https://access.adobe.com.

leaving site icon You are leaving this website/app ("site"). This new site may be offered by a vendor or an independent third party. The site may also contain non-Medicare related information. Some sites may require you to agree to their terms of use and privacy policy.

Powered by Telligent