I am a dependent of a federal employee who has BCBS and have used this coverage for several years. I have an excellent relationship w/ my doctor who is a network provider. Next year I will be 65 and I was expecting to have this plan as long as my husband is employed. Last week I got a brochure from BCBS "2016 Medicare at a Glance." It doesn't say much but has comparisons of BCBS to Medicare. Will I still be on my husband's plan or will it change when I am 65? My doctor does not accept Medicare and I want to continue w/ our current plan.