When I have my baby in April and add him or her to our existing insurance plan, does my deductible reset?

Since having a baby is a "qualifying event" where I may choose new insurance, if I choose to stick with the same plan and just add the baby to it, does my deductible restart at $0, or will all of my birthing expenses still count toward the year's deductible?

  • Hello, If you do not change your plan your deductible will not restart once you add your child. However, please note that your child may have their own deductible that they may have to meet, depending on your plan's benefits. You can contact customer service after 1/1/19 to verify your plan's benefits. ~ Kayla