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You may still be able to enroll in a health plan with a qualifying event.
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First, keep the deadlines in mind. Open enrollment starts Nov. 1 and ends Jan. 15. But if you want your health insurance to start Jan. 1, the cut off is Dec. 15.
Second, do your research. Talk to your independent, authorized agent about questions you may have. Search for tips online to help compare health plans. And learn basic health plan information to help you understand your choices and costs.
You can buy health coverage on the Health Insurance Marketplace. You can also purchase directly from an insurance company or an online insurance seller. You can also get help from an agent or broker, at no cost to you.
But don’t wait. Planning will help you make a health insurance decision that works best for you and your family.
Original publish date: October 20, 2016, Revised 2020
Hi Shelly, I'm sure this has been very frustrating.
If you'd like to send us a private message I can see what we can do to help if you still need this information. ~ Kayla
I purchased insurance through an agent in December. I received my cards in the mail. Yet somehow my doctor and pharmacy cannot find my coverage. After 3 days of spending 2-5, yes 5 hours on the phone with BCBS I still have no coverage according to customer service. Oh BCBS took my $1500 and left my kids with no asthma meds. They promise it will post "tomorrow" but I don't know if tomorrow will ever come. The above article should include the reality.