Did you know you can shop and compare costs for over 1,600 health care procedures online using our Provider Finder^® tool? Just like shopping for new tires for your car or a new computer, doing a little comparison shopping can really pay off. 

The price of health care services can differ by hundreds and sometimes thousands of dollars based on where you get care. Higher cost doesn't always mean better quality. By choosing a cost-effective option for your care, you can save money on your out-of-pocket costs, and may earn a cash Member Reward. 

Take a look at these examples:

How Does Member Rewards Work?

It's easy. There aren't any forms to fill out. Just follow these steps when a doctor suggests a medical procedure or service:

1. Log into Blue Access for Members at BCBSTX.com
2. Look for "Find Care." Then you can look for doctors and hospitals. Do your search to compare your choices and select a reward eligible location. 
3. Have the procedure or service at the reward eligible location you chose.

Once the claim is paid, you'll receive a check in the mail.

*To see if you have the Member Rewards program, call the number on the back of your BCBSTX member ID card. Even if you don’t have Member Rewards, you can still cut your out-of-pocket costs by choosing a lower cost provider. 

The Member Rewards program is provided by Sapphire Digital, an independent company. Incentives available for select procedures only. Amounts you receive through Member Rewards may be taxable. BCBSTX does not provide tax advice, so please contact your HR or tax advisor for more information. Rewards may be delivered by check or an alternative form of payment. Members with coverage under Medicaid or Medicare are not eligible to receive incentive rewards under the Member Rewards program.

Blue Cross and Blue Shield of Texas makes no endorsement, representation or warranty regarding Sapphire Digital’s administration of the Member Rewards program. Information received through the Member Rewards program is not meant to replace advice of a health care professional, and decisions regarding course and place of treatment remain with the member and his or her health care provider. Eligibility for rewards is subject to terms and conditions of the Member Rewards program

Originally published 3/5/2019; Revised 2020, 2022