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  • https://connect.bcbstx.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/2476.FSER-_2800_2_2900_.jpg

    Beware of the Costs of Freestanding ERs

    When you or a family member gets sick or hurt, chances are good it will happen when your doctor's office is closed. In the heat of the moment, you may head to an after-hours care facility closest to you. Makes sense, right? In reality, where you...
    • 18959 Views
  • https://connect.bcbstx.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/BrandS36081_2D00_DigitalIDCard.jpg

    How to Use Your Digital Member ID Card

    Your phone does a lot more than text and make calls these days. It’s a safe place to keep important parts of your life. You can store photos of people you love and use it to pay for things. You can also use it to see your health insurance bene.....
    • 55744 Views
  • https://connect.bcbstx.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/help-center.jpg

    The Help You Need to Navigate Your Health Plan

    Insurance can be confusing. We’re here to help. Our Help Center can help you find the answers you need to use your benefits and get answers to key questions. Get Help in One Handy Place Bookmark the Help Center and visit often for quick, e...
    • 7520 Views
  • https://connect.bcbstx.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/drug_2D00_costs_2D00_got_2D00_you_2D00_down.jpg

    Learn About Prescription Costs

    There are many things to know when it comes to getting the medicine you need. How much will it cost? Is there one that will work just as well but cost less? Does it matter where I go to get my prescription filled? And these are just a few. We have...
    • 49163 Views
  • https://connect.bcbstx.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/3630.HealthInsuranceQuestions7444332.jpg

    Everything You Need to Know About Health Savings and Flexible Spending Accounts

    Along with acronyms for preferred provider organizations (PPOs) and health maintenance organizations (HMOs), add two more to your list. Both can help you pay doctor bills and save money. Health savings accounts (HSAs) and flexible spending accounts...
    • 22721 Views
  • https://connect.bcbstx.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/BrandSource_2D00_DoctorPatient.jpg

    What Is an HMO?

    An HMO — or health maintenance organization — can help keep your costs lower and more predictable compared to other types of plans. With one doctor to coordinate your care, an HMO health plan is easy to use. An HMO health plan offers: Mo...
    • 8321 Views
  • https://connect.bcbstx.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/providerfinder.jpg

    How to Find In-Network Providers

    There’s a lot to think about when deciding where to get health care – cost, networks, location and more. Being informed does not have to be tricky. We have resources available to help you make the best decision for you. Your online m...
    • 40035 Views
  • https://connect.bcbstx.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/emergency_5F00_care.jpg

    Know Where to Go When Minutes Count, or Anytime

    It’s important to know where to go when you need care. Sometimes the choice is clear. If you’re having signs of a heart attack or stroke, it’s best to go to an emergency room (ER). But what if you have a sore throat? Or an upset sto...
    • 30400 Views
  • https://connect.bcbstx.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/whats-in-your-benefit-book.jpg

    What’s In Your Benefit Book?

    This article is intended for members enrolled in an individual health insurance plan. In some of the emails, letters and other communications you get from us, you may notice the phrase, “See your Benefit Book for details.” That’s be...
    • 5455 Views
  • https://connect.bcbstx.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/verifying-identity.jpg

    Why Verifying Your Identity Is Worth Your Time

    Any time you call us with questions about your account or benefits, our automated system asks you to enter your name and member ID before routing your call. That may be frustrating at the time, especially if you need to call more than once. But takin...
    • 1625 Views
  • https://connect.bcbstx.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/6813.2019_5F00_wot_5F00_smoking_5F00_post.jpg

    Self-Management Programs: Quitting Tobacco and Staying Tobacco Free

    When you're ready to quit tobacco, you boost your chance for success. When that day comes, we’re here to help you stay strong. The Well onTarget® portal provides self-help programs, tips and tools to help you break free from tobacco. The di...
    • 3767 Views
  • https://connect.bcbstx.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/find-out-copay.jpg_2D00_680x320x2.jpg

    Find Out If You Have a Copay Before You Go to the Doctor

    Before visiting your health care provider, check to see if you’ll need to make a copay. You can find out your copay amount by looking at your member ID card or checking your benefit booklet or health plan contract. You can also log in to y...
    • 36797 Views
  • https://connect.bcbstx.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/how-check-drug-coverage.jpg

    How to Check Your Drug Coverage

    When your doctor says you need a prescription drug, one of your first thoughts may be, “How much will it cost me?” It’s an important thing to know, and there are several ways to find out. You might think about checking with your doc...
    • 22803 Views
  • https://connect.bcbstx.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/work_2D00_with_2D00_your_2D00_doctor.jpg

    Work with Your Doctor to Make Sure Your Care Is Covered

    Staying healthy is easier when you understand the ins and outs of your health care plan. Some types of care and treatment require approval before you get care. That is called prior authorization. With prior authorization, your doctors send informati...
    • 11612 Views
  • https://connect.bcbstx.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/1072.BrandSource_2D00_DoctorPatient.jpg

    Your Prescription Wasn’t Covered. Here’s What You and Your Doctor Can Do

    You need a new drug and find your prescription isn’t covered. Or you’ve taken a drug in the past and find it’s no longer covered. Find out why meds may not be covered, and what you can do next. Health plans cover a wide range of med...
    • 11917 Views

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