• https://connect.bcbstx.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/save_2D00_money.jpg

    Unlock Savings on Health Care

    No one likes to pay for health care. But we need health care to help us stay healthy, manage health conditions and get care when we need it most. Health insurance protects us from the financial burden of unexpected medical costs. There are a few...
    • 5347 Views
  • https://connect.bcbstx.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/get-an-explanation-EOBs.jpg

    Need an Explanation of Your Explanation of Benefits?

    You’ve been to the doctor and paid your copay. How are you going to know when your claim is filed and finalized? Simple — you'll get your Explanation of Benefits (EOB). Your EOB will break down the services you received, the co...
    • 117296 Views
  • https://connect.bcbstx.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/8_5F00_things_5F00_deductibles.jpg

    8 Things You Should Know About Deductibles

    Health plans can seem complicated. It helps to know what questions to ask and where to find the information you need. Take deductibles, for example. They’re important to your pocketbook, but do you know how they work? To get you started, here .....
    • 210428 Views
  • https://connect.bcbstx.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/banner_5F00_choose_5F00_coverage.jpg

    How to Choose Health Care Coverage

    As you get ready to buy health care coverage, here are a few things to think about before you decide on a plan that works for you and your family. Do You Qualify for Assistance or Special Enrollment? Whether you’re buying for the first time or.....
    • 12747 Views
  • https://connect.bcbstx.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/4276.2019_5F00_wot_5F00_stress_5F00_social_5F00_post.jpg

    Manage Your Stress with Our Self-Management Programs

    Stress can happen to anyone. It comes in many different forms and from different areas of your life. Too much work? Not enough “me-time?” Problems with a loved one or friend. Sometimes, stress can be overwhelming. When it is, your body of...
    • 6374 Views
  • https://connect.bcbstx.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/2476.FSER-_2800_2_2900_.jpg

    Beware of the Costs of Freestanding ERs

    When you or a family member gets sick or hurt, chances are good it will happen when your doctor's office is closed. In the heat of the moment, you may head to an after-hours care facility closest to you. Makes sense, right? In reality, where you...
    • 19141 Views
  • https://connect.bcbstx.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/BrandS36081_2D00_DigitalIDCard.jpg

    How to Use Your Digital Member ID Card

    Your phone does a lot more than text and make calls these days. It’s a safe place to keep important parts of your life. You can store photos of people you love and use it to pay for things. You can also use it to see your health insurance bene.....
    • 57010 Views
  • https://connect.bcbstx.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/help-center.jpg

    The Help You Need to Navigate Your Health Plan

    Insurance can be confusing. We’re here to help. Our Help Center can help you find the answers you need to use your benefits and get answers to key questions. Get Help in One Handy Place Bookmark the Help Center and visit often for quick, e...
    • 7652 Views
  • https://connect.bcbstx.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/drug_2D00_costs_2D00_got_2D00_you_2D00_down.jpg

    Learn About Prescription Costs

    There are many things to know when it comes to getting the medicine you need. How much will it cost? Is there one that will work just as well but cost less? Does it matter where I go to get my prescription filled? And these are just a few. We have...
    • 49463 Views
  • https://connect.bcbstx.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/3630.HealthInsuranceQuestions7444332.jpg

    Everything You Need to Know About Health Savings and Flexible Spending Accounts

    Along with acronyms for preferred provider organizations (PPOs) and health maintenance organizations (HMOs), add two more to your list. Both can help you pay doctor bills and save money. Health savings accounts (HSAs) and flexible spending accounts...
    • 23194 Views
  • https://connect.bcbstx.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/BrandSource_2D00_DoctorPatient.jpg

    What Is an HMO?

    An HMO — or health maintenance organization — can help keep your costs lower and more predictable compared to other types of plans. With one doctor to coordinate your care, an HMO health plan is easy to use. An HMO health plan offers: Mo...
    • 8886 Views
  • https://connect.bcbstx.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/providerfinder.jpg

    How to Find In-Network Providers

    There’s a lot to think about when deciding where to get health care – cost, networks, location and more. Being informed does not have to be tricky. We have resources available to help you make the best decision for you. Your online m...
    • 42015 Views
  • https://connect.bcbstx.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/emergency_5F00_care.jpg

    Know Where to Go When Minutes Count, or Anytime

    It’s important to know where to go when you need care. Sometimes the choice is clear. If you’re having signs of a heart attack or stroke, it’s best to go to an emergency room (ER). But what if you have a sore throat? Or an upset sto...
    • 31632 Views
  • https://connect.bcbstx.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/whats-in-your-benefit-book.jpg

    What’s In Your Benefit Book?

    This article is intended for members enrolled in an individual health insurance plan. In some of the emails, letters and other communications you get from us, you may notice the phrase, “See your Benefit Book for details.” That’s be...
    • 5708 Views
  • https://connect.bcbstx.com/cfs-file/__key/communityserver-blogs-components-weblogfiles/00-00-00-00-05/verifying-identity.jpg

    Why Verifying Your Identity Is Worth Your Time

    Any time you call us with questions about your account or benefits, our automated system asks you to enter your name and member ID before routing your call. That may be frustrating at the time, especially if you need to call more than once. But takin...
    • 1780 Views